CLA Connect Open Forum

After closing Mat after FIRE

  • 1.  After closing Mat after FIRE

    Posted 07-11-2018 14:40
    As you know the restaurant next to godfathers mat burnt down.
    I only had minor damage. No machines were damaged and water or smoke damage.
    Been closed down now for 2 weeks.
    No info from city, they say LL has to fix roof, outside brick wall, get structural report etc
    Till then I am stuck in limbo
    LL says city may want her to redo all electric for mat even though there is no damage and all my wires from machines to panel and all breakers are new.
    LL Is dragging her feet, hoping for big payday from her Insurance.
    1-Has anyone gone through a fire next door, and tell me what steps they took to get utilities back on and get door open.
    2-And how long it took
    3-And how long did it take after reopening to get back to pre-fire income level.



  • 2.  RE: After closing Mat after FIRE

    Posted 07-11-2018 19:22
    Bob;  IMO, The best move you can make is to contact your insurance provider to explain your complete policy and available services, then contact your attorney's and have them review your Lease and Insurance Policy for available relief..

    Other peoples stories may or may not apply to your specifics.

    Les Monthei
    Potential Investor
    Redding CA

  • 3.  RE: After closing Mat after FIRE

    Posted 07-13-2018 09:57
    Heed Les's advise.  He articulated my thoughts perfectly.

    On your question(s).  You are wasting your time worrying about turning on utilities until there's a new Certificate of Occupancy (C/O) issued on the building.  Every municipality or county does this a little differently, but generally speaking the building will need to be re-inspected after all repairs are completed.  That's when a new or updated C/O will be issued.  When the re-inspection is done, everything (whether it was part of the repair or not) will need to meet existing code.  That's probably what the LL was talking about in regard to electric.  So if all your updated electric meets code, you're fine.  Generally, C/O's are applicable to an entire building, not one unit of it.  I'd check with the city to see if that's the case with you.  It's a very long shot, but maybe you'll luck out and they issue C/O's specific to one unit of a building.  Unlikely, but worth asking.

    In regard to timing, I wouldn't say your LL is looking for some big payoff.  They just want the insurance company to fix/replace everything humanly possible.  And the insurance company only wants to pay the bare minimum.  This is how insurance claims work.  Every state has different rules regarding timely settlement and claims payment; I believe 30-60 days is common.  Then say another month to finalize bids and get started, then however long it takes to complete the work.  Every case is different.  Based on what you described, I'd guess 9-12 months before you're back.

    And did I mention you should do exactly what Les suggested?

    Best of luck.

    Paul Kludt
    Multi-Store Owner
    Lake Worth Coin Laundry
    West Palm Bch FL